
I immediately started tracking my finances - and never stopped.

Step 1: track everything you earn and everything you spend. I also appreciated that YMOYL - yeah, that’s what the cool people call it - broke the process of achieving financial independence into a series of simple steps. I was inspired by the idea of financial independence, partly because I wanted to have the freedom to make art and partly because I hated telemarketing and wasn’t qualified to do much else. (Arguably, it led me straight to my current career.) I read it shortly after I graduated from college, when I was working as a telemarketer and trying to figure out how to save enough money to… well, to save money, for starters. "The seminal guide to the new morality of personal money management.I’ve written about this on The Billfold before, but Your Money or Your Life changed my life.

Declutter your life and live well for less.Save money through mindfulness and good habits, rather than strict budgeting.Whether you’re just beginning your financial life or heading towards retirement, this book will show you how to:

Money Mustache is the ultimate makeover of this bestselling classic, ensuring that its time-tested wisdom applies to people of all ages and covers modern topics like investing in index funds, managing revenue streams like side hustles and freelancing, tracking your finances online, and having difficult conversations about money. This fully revised and updated edition with a foreword by "the Frugal Guru" ( New Yorker) Mr.

Hundreds of thousands of people have followed this nine-step program, learning to live more deliberately and meaningfully with Vicki Robin’s guidance. It can really change your life." -Oprahįor more than twenty-five years, Your Money or Your Life has been considered the go-to book for taking back your life by changing your relationship with money. Period.” –Grant Sabatier, founder of “Millennial Money,” on CNBC Make It A fully revised edition of one of the most influential books ever written on personal finance with more than a million copies sold
